A Wind Mitigation Inspection is the single most powerful tool for lowering your Florida insurance bill. Learn the 7 features that can save you thousands annually.
Main Content:
The 2026 Form Update: As of April 1, 2026, Florida has a new Wind Mitigation form. Make sure your inspector is using the latest version to maximize your credits.
What They Look For: Roof-to-wall straps, “Hip” vs. “Gable” roof shapes, and SWR (Secondary Water Resistance) underlayment.
Impact Protection: Having hurricane-rated windows or shutters on every opening can trigger a “full credit,” often reducing the wind portion of your bill by 45%+.


