Skip to content

Educational

The 15-Minute Inspection That Cuts Your Premium in Half

By Michael Hastava, CPCU ·
Personal Guidance Since 1984

Long Island, New York & Florida

Have a question about your own policy? Send it to Mike for a personal review.

Back to all articles

A Wind Mitigation Inspection is the single most powerful tool for lowering your Florida insurance bill. Learn the 7 features that can save you thousands annually.

Main Content:

  • The 2026 Form Update: As of April 1, 2026, Florida has a new Wind Mitigation form. Make sure your inspector is using the latest version to maximize your credits.

  • What They Look For: Roof-to-wall straps, “Hip” vs. “Gable” roof shapes, and SWR (Secondary Water Resistance) underlayment.

  • Impact Protection: Having hurricane-rated windows or shutters on every opening can trigger a “full credit,” often reducing the wind portion of your bill by 45%+.

Keep Reading

More Insurance Insights

Ready for a Second Opinion?

You don’t have to change insurance companies to have your coverage reviewed. Send me your current policy and I’ll take a look.

Upload Your Policy for Review

Confidential policy evaluation • No obligation • Direct personal response from Mike